The scheme is administered by the Joint NACCIMA/ODDO BHF Subcommittee, which oversees application screening, due diligence, and final recommendations.

To be eligible, your business must meet the following mandatory non-negotiable criteria:

• Be a registered member of NACCIMA or an affiliated Business Membership Organization (BMO).
• Provide a minimum of three (3) years of audited financial accounts.
• Demonstrate verifiable compliance with Environmental, Social, and Governance (ESG) standards.
• Ensure that 35% to 50% of the equipment to be financed is sourced from Europe.
• Clearly indicate operational linkages with Micro, Small, and Medium Enterprises (MSMEs) within your value chain.

You may initiate the application process; however, your firm must formally join NACCIMA or an affiliated BMO before your application can be processed or reviewed by the Joint Subcommittee.

Yes. Recognizing the critical role of digital transformation, the Committee has reserved 30% of the funding opportunities (approximately 3 out of the 15 available slots) exclusively for firms operating within the Digital Economy and ICT sector.

To comply with European Investment Standards (EIS) and ODDO BHF's lending criteria, at least 35% to 50% of the capital expenditure for equipment under this specific loan must be utilized to procure machinery, hardware, or technology directly from European manufacturers or suppliers.

All applications must be submitted digitally through this NACCIMA E-Portal. Hardcopy submissions will not be accepted. You must create an account, complete the online Request for Expressions of Interest (REOI) form, and upload all required supporting documents.

Please prepare high-quality PDF copies of:

• Your NACCIMA/BMO Membership Certificate.
• 3 Years Audited Financial Accounts.
• ESG Compliance Policy/Certificates.
• Proforma Invoices or procurement plans detailing the European-sourced equipment.
• Documentation proving MSME value-chain linkages.

Yes. A non-refundable application fee is required to cover the administrative processing and the specialized due diligence services conducted by Bank of Industry (BOI)-accredited external financial auditors and property valuers. The fee structure will be displayed at the payment gateway before final submission.

The Joint Subcommittee operates on a strict 60-day operational timeline from the date of a complete and verified submission.

This portal is built on a "Privacy-by-Design" architecture. All uploaded documents are fully encrypted. Data processing is overseen by NACCIMA’s designated Corporate Data Protection Officer (DPO), ensuring strict compliance with the Nigeria Data Protection Act (NDPA) 2023.

Your data will only be shared with explicitly authorized parties necessary for processing your loan. This includes BOI-accredited external auditors for due diligence and ODDO BHF SE in Germany for final financial approval.

Yes. The cross-border transfer of your application data to ODDO BHF is legally safeguarded by both the NDPA 2023 and the European Union's General Data Protection Regulation (GDPR), ensuring the highest global standards of data security. You will be required to explicitly consent to this transfer during registration.

You can track your application in real-time by logging into your dashboard on this portal. Automated status alerts will also be sent to your registered email address.

For any portal-related technical issues or detailed inquiries regarding the lending scheme, please contact the official helpdesk via email at investment@naccima.ng.